The Buying Process
Costs unfortunately are part of the process and the pain can be eased if you are aware in advance of the pending costs. Your solicitor will advise on the legal costs, if you have not chosen a solicitor, then we can recommend both local (Tewkesbury, Cheltenham and Gloucester) and on line options. Click on any of the following links to get an instant sample quote, they will need to know approx buying and/or selling figures, whether you need a mortgage and if either of the properties is leasehold.
Please add that you have been recommended by us to your email.
You also should consider other costs so that you have fully researched how much you can afford and therefore avoid any nasty surprises.
For surveying quotes email firstname.lastname@example.org we can find you a range of independent surveyors who will quote based on property value and postcode
- General insurance
For estimates on remedial work if any, we have a list of services and tradesmen within the office.
Selecting & Viewing Properties:
Let us know either on line or by phone, when you wish to view and give an alternative day/time if possible. In most cases we will accompany you or meet you at the property.
Making an Offer:
Once you have found a suitable property, an offer in writing will be sent to the vendor (where possible we will also contact the vendor by phone). Any offer you make on the property will be subject to contract and is not legally binding on you or the vendor. At this point, or before any offer is formally accepted, we will require documental evidence of your ability to proceed along with proof of identity and of your current residence.
Once an offer is accepted we will confer the terms in writing to all parties involved, and hopefully gain an idea of exchange and completion dates. This is when you will need to make instructions to your solicitor and arrange surveys etc and proceed with a mortgage. Remember a contract is not binding until contracts have been signed and exchanged.
Now it is time to process the legal work by your appointed solicitor or licensed conveyancer. We can assist you and find you a solicitor if you so wish.(see costs)
Contracts and Searches:
Once the title deeds are in the hands of your solicitor he/she will carry out necessary searches via the land registry and to ensure there are no problems with the sale. Once the solicitor has all replies and is satisfied they will then be ready to exchange contracts.
Conformation of offer:
Once this has been sanctioned you will be informed of terms of your mortgage and any deposit you will have to pay
Exchange of contracts:
The contract will now be signed by the vendor and yourself and the relevant deposit paid, contract will be exchanged and now the contract is binding by law, completion is usually 2 weeks from date of exchange
Now you will need to put in motion your removal arrangements and necessary changes of addresses etc, see notes for a list to assist you
Arrange removal dates
Inform post office of new address (mail redirect)
Change contents insurance
Arrange buildings insurance
Arrange readings for water, electricity and gas on both properties on day of removal and take your own readings as well.
Arrange for phones to be transferred/discontinued etc
Settle any outstanding community's bills on old property.